Personal

Personal Accounts

Personal Interest Checking

  • Minimum opening deposit of $500
  • Monthly service charge of $10
  • No service charge if average monthly balance is $2,500, or combined daily deposit balances are $10,000, or outstanding loan balances are $50,000
  • Interest bearing
  • FREE Summit Check Card
  • FREE ATM use at designated locations
  • FREE Summit Online Banking including Bill Pay

Summit Checking

  • Designed for Shareholders and Seniors (age 60 and over)
  • No minimum opening deposit
  • No monthly service charge
  • Interest bearing
  • Three (3) free Official Bank Checks per month
  • FREE Summit Check Card
  • FREE ATM use at designated locations
  • FREE Summit Online Banking including Bill Pay

Personal Money Market Checking

  • Minimum opening deposit of $500
  • Monthly service charge of $5
  • No service charge if average monthly balance is $500, or combined daily deposit balances are $10,000, or outstanding loan balances are $50,000
  • Interest bearing
  • Activity limitations of six (6) debits per month, which can include six (6) checks
  • FREE Summit Check Card
  • FREE ATM use at designated locations
  • FREE Summit Online Banking including Bill Pay

Youth Savings

  • Designed for youth under the age of 21
  • Minimum opening deposit of $25
  • No monthly service charge
  • Interest bearing up to $25,000
  • Activity limitations of six (6) debits per month
  • FREE Summit Check Card
  • FREE ATM use at designated locations
  • FREE Summit Online Banking

Certificate of Deposit

  • Minimum opening deposit of $1,000
  • Interest compounded daily on a 365 day basis
  • Interest to be paid monthly, quarterly, annually, or at maturity
  • Minimum term of seven (7) days
  • Penalty for early withdrawal